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Are you fighting Mercury Insurance in your car accident case?

Were you involved in an accident where the other driver has Mercury Insurance? Be prepared for a big fight.

In a bad faith action against Mercury, it was revealed that first line adjusters at Mercury have only $2,500 authority.

Their supervisors had $10,000 authority.

The only person who had authority at $50,000 or above was the regional manager who supervises all of Southern California, Arizona and Florida.

What does authority mean in a car accident case?

When an adjuster gets your file, they evaluate the case, and set a "reserve."  A reserve is what they think the case is worth, and will not offer any more than that, without getting permission from someone more senior than them.

But, there is a cap on what they can set their reserve at. This is the "authority." If they evaluate a case and think the case is worth $7,500.00, but their authority is only $2,500.00, they have to run the case by their supervisor to set the reserve at $7,500.00.

Mercury has a reputation for lowballing cases, so you can surmise that adjusters don't want to run to their supervisors 10 times a day asking for increases in authority to set a higher reserve.

In my day to day experience handling many cases against Mercury, they are consistently the lowest in initial offers to my clients. They will not give you a fair evaluation, and a the threat of lawsuit must be acted upon to demand a fair settlement for your case.

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  • "Truly amazing lawyer, that fully helps you from beginning to end"

    "Mr. Dang is truly amazing at what he does! After I got T-bone on the freeway, the last thing I needed was extra headache on what to do after my accident. ... but Mr. Dang told me not to worry and he will help me. Which he went above and beyond! He took care of everything and helped me through out the whole process. I was very bless to have found him and very happy with everything he did for me!"
    Emily R.
    San Diego, CA
  • "Excellent attorney that is very knowledgeable and competent"

    "... which always gave me a peace of mind. While helping me with my car accident case, not only was Joseph Dang reliable and informative, he was also able to help get me the best outcome for my case."
    Patricia M.
    Modesto, CA
  • "Best choice I made"

    "Joe has been a pleasure to work with. He has always answered all of my questions regarding my case/claim. He returns my phone calls promptly and does what he says he's going to do. He has continued to contact my insurance company to settle my case/claim. I would recommend him to everyone."
    Elexander N.
    San Diego, CA
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If you were injured in an accident, you may be entitled to a major cash settlement.

But receiving fair compensation for your injuries will not be easy. The insurance company employs highly trained adjusters and attorneys to ensure their profitability, which means paying you as little as they can.

Rely on the skills and knowledge of experienced team to level the playing field. We hold the insurance companies responsible and aggressively fight for the compensation you deserve.

Don’t wait. Fill out the Free Evaluation form and Schedule a Free, No Obligation Case Review now. Or call us at 858.999.2870. We are standing by to take your call, 24/7.

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