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Does Lyft handle their accident claims

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person's hand holding a phone using the Lyft app

Lyft drivers are ordinary people who drive for Lyft. They don’t have any special training beyond the standard requirements to get a driver’s license. So, it shouldn’t come as a surprise that most Lyft drivers are involved in accidents.

Lyft doesn’t deal with these claims directly; instead, their insurance providers handle them and deal directly with the victims.

If a Lyft driver has injured you, you’re legally allowed to sue them for damages. An LA Lyft accident lawyer could help protect your legal right to a financial award.

Reporting an accident to Lyft

You may choose between several options when reporting an incident to Lyft. They provide an online tool that anyone can use to make a claim. You can find their claim filing process here. Their mobile application not only allows users to file a claim, but it also includes a feature for calling 911.

You don’t need to worry about reporting these incidents to Lyft because they provide up to $1 million in liability coverages for any injuries caused by them. They usually leave these claims in the hands of the insurance companies.

Lyft uses a variety of insurance carriers from different states, and their providers often switch between them. Some of these companies include:

  • Indian Harbor Insurance Company
  • Greenwich Insurance Company
  • State Farm Insurance Company
  • Progressive Insurance
  • Travelers Insurance
  • Sedgwick Insurance

Lyft has an online database of its Certificate of Insurance for each state. You may use these databases to identify the insurer or the company administering the policy in each state.

Suppose you’re involved in an auto collision with a Lyft driver and immediately file a claim with Lyft. In that case, the insurance company will usually contact them within hours.

Lyft has an auto insurer, but that doesn’t mean the company will be fair when handling your claim. Insurer profits come from denying claims, so they will fight tooth and nail against any attempt to get them to pay out.

If an insurer delays resolving your claim, they may keep asking for more documents until eventually denying your claim altogether. However, if you’re injured by someone else’s negligence, you don’t need to worry about any delays from your own insurer. You can always file a lawsuit against the negligent party.

If an insurer denies you compensation, you may be able to file a civil lawsuit against them. However, they can’t stop you from doing so.

Insurance providers try to settle claims where the Lyft driver is clearly at blame. They do so by offering to pay out far below the actual value of the case. Sometimes they’ll make such offers without consulting a lawyer first. When drivers aren’t represented by attorneys, they may not realize how much money they’re entitled to receive.

We’re here to help you get the best settlement from your car accident injury claim. Our attorneys know that they won’t be able to bully us into settling for less than our clients deserve.

We prepare every Lyft car crash lawsuit with an eye toward trial. This strategy leaves no room for compromise or negotiation. It also ensures that our clients receive maximum compensation after a Lyft car crash injury. To get started, contact us today.

If you need help right now, we’re here for you. We’re always happy to talk to you.

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